Brew & Balance
Fuel for the day, wealth for a lifetime.
Practical money sessions in Kigali. How to read a payslip, what a loan really costs, how to plan a month so it reaches payday. Nothing is sold to you.
Two evenings, two different jobs
The teaching night covers the topic. The working night turns it into something finished. You take the month as a pair, and you can start in any month.
RWF 30,000
Paid in advance, per person. The fee is for the sessions only with complimentary cup of coffee or tea.
Teaching night
First evening of the month- When
- The week after payday, 6:30pm to 7:30pm
- What happens
- One topic, taught with a worked example. Nobody's real figures come up.
- You leave with
- A one page tool, and one question to answer at home
Working night
Second evening of the month- When
- The week before payday, 6:30pm to 7:30pm
- What happens
- The same topic, worked on your own numbers, privately.
- You leave with
- A finished plan, comparison or worksheet you made yourself
Two rules, and they hold
Your money stays yours
- Nobody is asked to say their salary, their debts or their family situation out loud.
- Anything you write down goes home with you.
If something is difficult, there is a private word afterwards for anyone who wants one.
Twelve months, twelve topics
Each month pairs a teaching night with a working night. Each pair stands on its own.
- 01Know what you earnReading your payslip · bring your payslip
- 02A plan that lasts to payday
- 03What a loan really costsCompare your loans
- 04Which debt to pay firstBuild your repayment ladder
- 05How big your emergency fund needs to beSet your target, and compare where to keep it
- 06Deciding what you can giveSet your giving line
- 07What your pension will and will not payRead your statement, or work out what to set aside without one
- 08Which risks would sink youCheck your cover, and where your documents are
- 09Saving and investingCheck a firm is licensed before you pay anyone
- 10Big goalsSchool fees, a home, your own tools · put dates on them
- 11What your side business actually pays youSeparate your last month, or price the one you are weighing
- 12Retirement readinessWork out your number, and next year's plan
Save me a seat & cup
Book your seat for the next session
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Your seat is not confirmed yet. A seat is only blocked for you once your payment is received, so until then it can still go to someone else. See Momo payment details below to secure your seat immediately.
Paying for your month
RWF 30,000, by mobile money, in advance
We only confirm and hold your seat when we have received your payment, so until then it can still go to someone else. Send your payment to the Momo Code 85600 (Synercate EA Ltd).
Terms
- If you do not come, your payment moves to the next month, onetime only, if we do receive a request to do so.
- There is no half session attendance. A month is both evenings, whether you attend only one session.
- If you paid for a month and came to only one of its two evenings, no refund is given.
- Refunds are issued where they are asked for at least 48 hours before the date of the first session of the month you signed up for, or where the session is cancelled or postponed.